Mortgage Pre-Approval. A mortgage pre-approval is based on your credit report. The mortgage representative looks at your credit score and your credit history to see if there are problems that might keep your loan from being approved, such as a low score or recent late payments.
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Refinance loans, or refinancing your current home in South Florida We help Miami families lower their mortgage payments and/or lock in lower interest rates for their home loans every day. Home equity loans We can help you draw from home equity for home improvements, school or medical expenses, a family vacation, and any other reason under the.
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At The Mortgage Specialist, our mission is for everyone to be a homeowner, and provide you with 100% client satisfaction. With our wide-array of international buyers and investors, and many Florida natives looking for mortgage loans, we have the knowledge and expertise of all the intricacies of lending to anyone.
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The momentum in residential mortgage lending in South Florida has shifted toward refinancing as the. Sure, there are dozens of big bank mortgage lenders nationally, but you need a lender in South Florida. Why? Because we know Miami and the surrounding areas of Miami-Dade, Broward, Palm Beach, St Lucie, Collier, and Monroe counties.
FHA, USDA and VA mortgage loans make it easier for you to qualify for a home loan. These government-sponsored mortgages offer little to no down payments. are easier to qualify for, require little to no money down, and offer great rates. Along with VA loans, usda home loans are the only other $0 down.
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