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These little-known mortgage sources – such as state housing finance agencies, specialty federal programs and credit unions – can be found throughout the U.S. It just takes the right partner, usually a housing counselor, to help you locate them and determine which mortgage product will be best and help put a new set of house keys into your hand.
13 Mortgage Facts That Might Surprise You These nuggets of knowledge are not only interesting, but they can save you many thousands of dollars, too, when it comes to getting or paying off a mortgage.
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Little known facts about FHA mortgages – 10/7/2019 FHA loans are available for one to four family unit properties with one unit being owner-occupied. The minimum down payment for an FHA loan is 3.5%.
You will pay 1.5 to 2.5% in upfront costs and the equivalent of .50 to .55% of the loan amount every month. 4. Low Down Payments. The down payments with FHA mortgages are lower than you can get from most other loans. If you go out into the private mortgage market, you will usually have to come up with 5 to 10% of the loan balance out of pocket.